Finances for kids is a hot topic amongst parents, it has become essential that we take responsibility for our kids, especially with all the upheaval that is affecting everybody at the moment.
As the recession starts to bite, we are asking questions like "How did this happen? Who is to blame? Is there something we could have done to avoid this?"
If you take the time to think it through and talk to our elders you will find that over the past 30years something changed!
That something was the arrival of credit! Yes you can have it now! No money down! Put it on your credit card! Get a credit card!
In our grandparents day they didn't have credit cards and easy credit. If they wanted to purchase something.. they saved up for it. If you grandmother wanted a new dress to go to the Saturday night dance.. she went in and put it on lay-by if she could not afford it.
To me the reality is clear, we need to smarten up! We need to get wise about the messages we are receiving from advertising.
Most importantly we need to raise our kids to be money smart!!!!
http://www.moneysmartforkids.com/ is an easy way to start this process!
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